A recent survey conducted by the Yougov Research Foundation, commissioned by the global company “Zurich” for life in the Middle East, revealed that three out of four employees in the UAE (75%) expect financial rewards in 2025, at a time when the focus is on savings and investment rather than consumer spending.
The poll showed that 68% of its participants are planning to save a part or most of their rewards, and young generations have emerged as a seizure, as 31% of the “Gil Z” intends, in the 18-24 age group, the entire reward is saved, which is the highest rate among all age groups.
On the other hand, 52% of individuals, who are over 45 years old, plan to save most of their rewards, with part of it to be spent for spending.
According to the poll, the high cost of living has changed how employees are managed to enter them, as 55% of the participants reported that this matter greatly affected their financial decisions. While 60% plans to spend part of their bonuses on travel and entertainment, 27% puts a priority to developing skills, including artificial intelligence training.
The poll study pointed out that the financial culture is still a major challenge, despite the increasing trend towards saving, noting that 55% of the survey participants seek to obtain financial consultations compared to 39% in 2024, but many of them expressed their remorse for not saving early.
The impact of the organized financial advice in the high confidence towards the readiness of retirement is evident to 86% among those who consulted financial experts, compared to only 60% between those who did not do so, and according to the study, confidence varies in financial security according to the age group, where young people feel a higher level of reassurance, as 100% of the “Gil Z” reported that they are at least to be at least, while confidence decreased to 80% The age group is 25-34 years, to 74% for the 35-44 age group, and to 67% for the age group of 45 years or over.
77% of the participants are estimated that they will need savings of 10 million dirhams to retire with comfort in the Emirates, with an average range from two million and five million dirhams, and 65% expected that savings plans in workplaces or end of service are sufficient.
“The survey shows a major shift in the way employees deal with the Emirates with financial planning, as more individuals give priority for future investments, education and savings for retirement,” said Ashika Taylor’s Empire for Business and Employees at Zurich International Life in the Middle East.
She added, “Nevertheless, there are still unpopular potential in savings plans in the work environment, life insurance, and organized investments, which can play a pivotal role in securing the long -term financial future.”
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