Ajman real estate posts AED 10.8bn from 6,815 transactions in H1 2026
Ajman real estate recorded 6,815 transactions in H1 2026 valued at AED 10.8bn; sales AED 7.64bn and mortgages AED 1.88bn as Emirates City tops project trading now.
Strong first-half results for Ajman real estate
Ajman real estate registered 6,815 property transactions in the first half of 2026, producing a combined value that exceeded AED 10.8 billion. The figures, published in the emirate’s property index, underscore continued activity across sales and financing channels as market momentum persisted into the year’s midpoint.
Director General Omar bin Umair Al Muhairi of the Ajman Land Department said the results reflect both investor confidence and a broadening range of options across the emirate. He highlighted that the sector’s performance is supporting Ajman’s wider economic objectives and attracting diverse capital flows.
Transaction totals and overall value
Total recorded transactions were split across multiple categories, with the cumulative value surpassing AED 10.8 billion for H1 2026. The volume and value statistics indicate sustained demand for residential and development-stage assets within the emirate.
The property index’s breakdown shows that the headline totals were driven by an active resale market combined with steady mortgage originations. Officials say the mix of off-plan and completed stock contributed to liquidity across neighbourhoods.
Sales activity and top localities
Sales accounted for the majority of activity, with 5,435 trading operations registering a combined value of about AED 7.64 billion. This sustained sales throughput points to robust buyer interest, from end-users to investment purchasers seeking capital appreciation and rental returns.
The Al Amrah area recorded the single highest sale value during the period, with a transaction reaching AED 215 million. Market participants note that pockets of high-value deals are concentrated in established and rapidly developing zones where demand and project supply align.
Mortgage market and financing patterns
Mortgage registrations reached 969 in H1 2026, totalling more than AED 1.88 billion in secured financing. The mortgage segment remains a key enabler for transactions, particularly for mid-market buyers and investors leveraging credit to expand holdings.
The largest recorded mortgage in the period was AED 123.5 million in the Liwara 1 area, reflecting both lender confidence and appetite for larger, project-backed facilities. Analysts view the mortgage uptick as evidence of improving access to finance and more competitive lending terms in the emirate.
Most traded projects and active neighbourhoods
Among individual developments, Emirates City emerged as the most-traded project in the first half of 2026, outperforming both City Towers and Ajman One in volume. The prominence of Emirates City highlights sustained interest in large-scale, mixed-use schemes that offer a range of unit types and investor entry points.
At the neighbourhood level, Hayy Al Hilyou 2 led trading activity, followed by Hayy Al Hilyou 1 and Al Zahia. These districts continue to attract transactions due to a combination of new supply, infrastructural improvements, and proximity to amenities that appeal to both residents and landlords.
Sector contribution to Ajman’s economy
Ajman’s real estate sector is being positioned by officials as a central pillar of emirate-level economic growth, with the property market helping to diversify revenue streams and support employment across construction, services and retail. The director general pointed to the variety of investment opportunities across neighbourhoods as a strength that is drawing regional and domestic buyers.
Market watchers say the H1 2026 numbers suggest a maturing ecosystem in which regulated processes, clearer title flows and active registration contribute to market confidence. Continued focus on infrastructure, project delivery and financing accessibility are likely to shape the second half of the year.
The short-term outlook for Ajman real estate remains cautiously optimistic as developers roll out new phases and lenders continue selective credit support. Observers will be watching price movements, inventory absorption and the mix between investor and owner-occupier purchases to gauge whether the current pace is sustainable.
Overall, the first-half figures portray an Ajman market that is active and increasingly integrated into wider UAE property dynamics, with strong local demand and targeted projects helping to maintain upward momentum. The data provides a baseline for stakeholders as they plan investments and development activity for the remainder of 2026.