“Pensions” calls on employers to register their “Gulf” employees in the “Unified Insurance Protection System”

The General Authority for Pensions and Social Security called on employers to commit to registering Gulf citizens working in the country in the unified system for extending insurance protection, stressing that this includes workers in the government and private sectors, including free zones and the hotel and tourism sectors.

The Authority explained that registration for Gulf nationals working in the country is mandatory in accordance with Council of Ministers Resolution No. 18 of 2007, which was issued by the Council on July 22, 2007 to regulate the provisions of insurance protection for citizens of Gulf Cooperation Council countries working in civil retirement agencies outside their countries in any of the Council countries. The system was called With the “Insurance Protection Extension System,” he identified the Pensions Authority as the implementing body for the system in the country.

She stated that thanks to this system, the Gulf citizen who works in any of the GCC countries enjoys social insurance as if he were working in his home country, and registration and subscription are carried out on his behalf and his insurance rights are disbursed in accordance with the retirement law in the employee’s home countries.

For an employee to be subject to insurance, the provisions of the Pensions and Social Security Law in his country must apply to him, he must have the nationality of one of the Gulf countries, and he must work for an employer subject to the provisions of a civil retirement law. In the event of missing any of these conditions, his participation in the system will be stopped.

The registration mechanism in the system is for the retirement agency in the country where the work is located to coordinate with the retirement system in the worker’s home country to register employees and follow up on the collection of their monthly contributions in accordance with the insurance system established in their country, so that their contributions are paid in a manner that does not exceed the employer’s share determined in the country where the workplace is located.

Accordingly, the percentage of contributions borne by the employer in the UAE for the Gulf citizens working for him is 15% in the government sector and 12.5% ​​in the private sector, and the Gulf citizen bears his percentage determined according to the retirement law to which he is subject in his home country and any differences in contributions, if any. .

The responsibility for paying contributions for the Gulf citizen falls on the employer, who must deduct the percentage of the insured along with the percentage determined for him and transfer it monthly to the bank account designated for the retirement system in the country of the worker’s home country.

The Protection Extension System gives those covered by its provisions the possibility of adding service periods prior to the date of implementation of this system with the current employer. It is also permissible to add their previous service periods in their countries in accordance with the conditions for adding service periods in the retirement systems to which they belong.

Employers must commit to paying the end-of-service benefits stipulated for Gulf nationals working for them in accordance with the civil service regulations or labor laws applicable to them for the periods prior to the application of the provisions of this system, as this system does not prejudice any other rights or benefits that are established in accordance with the regulations to which employers are bound. With their employees before this decision is issued.