Obtaining an insurance company with half a traffic accident to not cancel a previous document

The Civil Court in Dubai obligated an insurance company to bear half of material claims that resulted from a runaway accident that led to the death of a person, and included the amounts of money worth 200 thousand dirhams for the family of the deceased, in addition to compensation of 50 thousand and 543 dirham Insurance documents, as the accident occurred on the first day of the validity of a new document issued by the claimant, while there was still an old document issued by the defendant company.

The lawsuit included several details, including the expert’s report, which ended that the company that has the new document (the plaintiff) must bear the value of the claims of about 250 thousand dirhams, but the court did not take the experience report, and ruled that the two companies be downloaded equally the value of the claims in light of the validity of the two documents.

In detail, an insurance company filed a civil lawsuit, in which it demanded that another insurance company be paid to pay 125 thousand and 271 dirhams, half the value of the claims of the plaintiff as a cover for a human loss, and the damage caused by a traffic accident caused by the secure driver.

The claimant company, in a statement, said that it had issued a comprehensive insurance document on the car that caused the accident, after it was transferred from an Asian person to another, pointing out that the new owner of the vehicle was committed on the first day of the new document in the validity of a traffic accident, as it suddenly deviated He shocked the roads on the road, and continued his way to sanctify someone who was working on a street maintenance site.

She added that the accident caused the death of Al -Madhoub, and a verdict was issued to condemn the driver of the vehicle, and to compel him to the legitimate debt of 200 thousand dirhams for the heirs of the victim, pointing out that she adhered to her duty and paid the amount of blood money, and also compensated the owner of the vehicle for 50 thousand and 543 dirhams of what he had caused to his car from Harm, as it became the rule of the total loss, and I got it from a clearance and a state of right to pay the total claims.

The claimant company indicated that the car caused was the property of another, and it has a valid insurance policy when it was transferred to the new owner, and on its part it issued another insurance policy, pointing out that the accident occurred during the coverage of the car with two insurance pillars, and therefore the company must bear the first document, half of the value Claims.

In turn, the defendant company submitted a legal memorandum that demanded at the end of it not to accept the lawsuit to file it without an adjective.

For its part, the court referred the case to an insurance expert for examination, and the experience report ended until the ownership of the car caused by the accident was transferred from one owner to another, and accordingly the insurance was transferred to a document issued by the claimant company, given that the insurance policy issued by the old company (the defendant (the defendant ), I was canceled due to the transfer of ownership to the new owner.

The expert stated that, according to the conditions of the unified document to secure vehicles, the document may be terminated before the end of its validity, due to changing the vehicle’s data or transferring its ownership under a certificate issued by the license authority.

He explained that the insurance applies to the vehicle at the time of the accident is that issued by the plaintiff, and therefore the defendant (the company) is not obligated to bear any percentage of the value of the losses, because the end of the insurance policy issued by it, and considered it canceled without merit.

After looking at the requests of the two parties and the expert’s report, the court ended that it has another different opinion, which is that the item on which the expert relied on to hold responsibility for the plaintiff only came as a passport, and what confirms this is that the defendant company missed the cancellation of the previous insurance policy that it issued to the vehicle, and therefore it became The car has two insurance documents, which the court requires that the two companies be borne to bear the value of the claims equally, and obligated the defendant to pay 125 thousand and 271 dirhams of the plaintiff.